Lines of Business


Errors & Omissions Coverage

Together with Pearl Insurance, Shook-Kay is proud to offer E & O Coverage Benefits including:

  • Automatic fair housing discrimination sub-limit of $250,000 for claims and damages

  • Open House property damage coverage option

  • Choice of attorney selected by the program or by the insured with written consent

  • Coverage for agent-owned residential property

  • Broad definition of covered professionals

and more. Protect yourself, your business, and the professionals that trust you. Learn more about the E & O Coverage benefits we can offer.


Business Insurance

As a business owner, you & your company face a variety of risks on a day-to-day basis. Business insurance will help protect your financial assets, intellectual and physical property in the event of a lawsuit, property damage, theft, vandalism, loss of income, employee injury or illness, and others. Types of commercial package policies include:

  • Commercial/Investment Properties

  • Business Auto

  • Worker’s Compensation

  • Umbrella

  • Inland Marine

and more. You’ve worked hard to grow and maintain your company’s success, let’s protect it.


Farm Insurance

Farm Insurance is a highly customized, hybrid form of coverage to protect you from personal & commercial liability. Types of coverage in Farm Insurance policies include:

  • Agribusiness Farm

  • Grain & Livestock

  • Farm Auto

  • Farm Equipment

  • Hobby Farms

  • Produce Growers

  • Farm Umbrella

and more. To protect the aspects and items that are essential to your livelihood, let’s talk about how we can create a customized package to fit your needs.


Personal Insurance

Personal insurance is used in the event of an accident causing bodily injury/harm or damage for which you are held legally responsible. These types of coverages include

  • Homeowners insurance

  • Auto or motorcycle insurance

  • Tenant/Landlord insurance

  • Boatowners insurance

  • RV Insurance

and more. To protect yourself from unexpected, out-of-pocket liability, our team can determine which coverage you need.