Rated “A” or better by the leading financial institutions

Choice of per claim coverage and aggregate limits from $250k/$250k to $5M/$5M

Choice of claim deductibles from $1,000 to $25,000 (or higher)

Broad definition of covered professionals

Environmental failure to advise up to full policy limits (includes pollutants, asbestos, lead, and radon)

Coverage for mold claims (Environmental Failure to Advise)

Subpoena assistance, even when you’re not party to the claim

Free 3-year extended reporting period for death, disability, or retirement for 4-year insureds

Network & privacy protection

Not-for-profit directors and officers for liability insurance

Lockbox coverage (all types) to full policy limits (deductible does not apply)

Automatic fair housing discrimination sub-limit of $250k for claims and damages

Open house property damage coverage option up to full policy limits

Choice of attorney selected by program or by the insured with written consent

Coverage for agent-owned property

Public relations advisory services up to $25k per qualifying event ($50K per policy period)